Things to Consider When Wanting to Buy a House in Copenhagen, Denmark

Things to Consider When Wanting to Buy a House in Copenhagen, Denmark

In this article, we will cover three essential aspects about homebuying in Copenhagen. We will also introduce you to the different neighborhoods of Copenhagen to give you a general idea of what to expect.

Buying a house or apartment in Copenhagen is not that much different from buying property elsewhere in Denmark - read more about the process here. However, there are a few things unique to the Copenhagen real estate scene that you should be aware of before looking committing yourself further.

I want to buy an apartment in Copenhagen – what should I think about?

More and more people go big from the get-go

The Copenhagen real estate market regulates whether people choose to purchase property in the city or away from it.

In recent years, real estate prices in Copenhagen have risen significantly, creating a trend where homebuyers jump directly to the big purchase instead of beginning their journey as property owners with a starter apartment.

As a result, many homebuyers turn their eyes towards the outer edge of Copenhagen, e.g., Rødovre, Hvidovre, Brønshøj etc. In suburbs like these, it is possible to get a decent number of square meters at a reasonable price while still being only a few kilometers away from the bustling inner city.

Some homebuyers even look beyond the outskirts of Copenhagen and towards the cities surrounding the capital, e.g., Køge, Hillerød and Roskilde. These cities not only offer great value for money when it comes to real estate but also a close distance to Copenhagen due to well-planned infrastructure. Furthermore, the cities themselves are growing, making investments even more attractive.

Different municipalities equal different regulations and policies

Copenhagen City consists of several municipalities and each of these have different rules and regulations. The same applies for the municipalities that constitute the greater Capital Region. This means that anything from elder and childcare policies to taxes can vary, depending on where you have chosen to settle down.

Take for example the Municipality of Copenhagen and the Municipality of Frederiksberg - two popular municipalities located right next to each other. Despite their similarities, the tax in the Municipality of Frederiksberg is lower than the tax in the Municipality of Copenhagen.

The conclusion is that postal code and property price aren’t the only factors you should be looking at when wanting to buy a home in Copenhagen.

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Buying a house gives you better insurance opportunities

Have you thought about whether you should buy a house or apartment in Copenhagen? Because there is more to this decision than first meets the eyes.

The thing is that when you buy a house in Denmark, you are eligible for a change of ownership insurance. A change of ownership insurance is a type of property insurance that covers property defects not mentioned in the home condition report. The change of ownership insurance is not only convenient for buyers but for sellers as well, as it waives the latter’s obligation to compensate the buyer for any unforeseen property defects.

But when you buy an apartment in Denmark, on the other hand, you are not eligible for the insurance. Because to obtain it, you would need a home condition report. And if you want to a make home condition report for an apartment, you are required to inspect the whole building – not just the housing unit you are interested in. Consequently, only property companies deal with home condition reports for apartments - it just isn’t feasible for the everyman.

Because you won’t be able to get a home condition report, the seller is respectively liable for property defects discovered within 10 years. But before you get too excited, be aware that it is highly difficult to recover claims for concealed damages. Some choose to go to court to make claims, but the troubles might not be worth it unless you are dealing with damages for DKK 50,000 – 70,000.

Learn more about buying an apartment in Denmark here.

Where should I buy a flat in Copenhagen?

Now that you have been introduced to key important factors about buying property in Copenhagen, let us take a look at the many neighborhoods that you can settle in. For outsiders, all of Copenhagen might seem similar but the truth couldn’t be further away, as with a lot of other great cities around the world. Read more below to get an overview of the different districts and what they offer.


Vesterbro is located very close to the city center and can be reached within 5 minutes by bike. Its reputation as a hip and trendy neighborhood with a laidback atmosphere has made it a very popular residential area. Vesterbro was formerly known as Copenhagen’s red-light district but is now one of the most attractive districts to live in – and this shows in the real estate prices.


Østerbro is known for its green areas and for housing the largest public park in Denmark, Fælledparken. Østerbro is located north of the city center by the waterfront and within walking distance from the inner city. It is an attractive neighborhood that is home to people and businesses. Østerbro is especially popular among families with children but young people also settle down here.


Known for being a multicultural area, Nørrebro is located just north of the inner city. Formerly known as one of the seedier areas of the city, Nørrebro has successfully shed this old image and blossomed into a hip district popular enough to rival Vesterbro in trendiness. In addition to being a residential area, Nørrebro also offers plenty of restaurants, cafes, bars etc.


Amager is one of the newer neighborhoods, as recently more and more people have discovered the island’s pleasant mix of nature and urban living. Amager is located on the south side of Copenhagen and a large portion of the urban areas are integrated into Copenhagen, essentially making Amager an extension of the capital city. Amager offers both new and old apartments at varying prices. In some terms Amager has been mentioned to be Copenhagen’s Manhattan.


One of the newer residential districts in Copenhagen. Formerly an industrial zone, Nordhavn is now a residential area with many waterfront buildings looking out towards Øresund.


A neighborhood that offers both beautiful buildings and nature. Sydhavn is the perfect place to live if you want to distance yourself from the busy streets of inner Copenhagen but still wish to be close the city.


An upcoming district, Carlsbergbyen is a small neighbourhood located within Vesterbro. The area is named after the Carlsberg Brewery which had its base in the area for approximately 150 years. Carlsbergbyen offers modern buildings and a buzzing business life.

To sum up, buying property in Copenhagen is roughly the same as buying property elsewhere in this country. Nevertheless, it is the little details that make the big difference and failing to recognize them can impact the quality of your life both in the short and long run. That is why Bomae exists – we are here to help.

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