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What is a marriage contract, a co-ownership agreement and a will?

Many forget to consider their personal and financial arrangements when buying a home — but it’s a smart move. It lets you enjoy your new home knowing your assets, wishes, and rights are protected in case of death, separation, or divorce.

On this page, you’ll learn the difference between a marriage contract, co-ownership agreement, and will — and when it makes sense to have them.

Økonomi
Legal Advice

What is a marriage contract?

In Denmark, marriage = shared assets. Without a marriage contract (ægtepagt), you split everything 50/50 if you divorce — no matter who brought what.

A marriage contract lets you:

  • Keep certain assets separate
  • Decide together what happens if you divorce or one of you passes away
  • Combine it with a joint will for full protection

💡 Tip: Set it up early or when life changes (like buying a home).

Legal Advice

What is a co-ownership agreement?

  • Buying with a partner, friend, or family member? A co-ownership agreement (samejekontrakt) defines:
  • Who pays what
  • Who can sell and when
  • How to split profits fairly if you sell
  • What happens if someone wants out

 Example: You pay DKK 110,000, they pay DKK 50,000. Without an agreement, you might split 50/50 — even if contributions were unequal.

Legal Advice

What is a will?

A will (testamente) gives you control over your assets after death.

Without one:

  • Married? Your spouse and kids inherit by law.

  • Unmarried? Your partner gets nothing — inheritance goes to your children or parents.

With a will, you decide:
✔ Who inherits
✔ How to protect a surviving partner
✔ What happens to your home

Why bother?

Protecting your legal and financial situation isn’t just for the rich.
It’s smart, simple, and gives peace of mind.

Bomae can help you:
✔ Draft your documents
✔ Understand your options
✔ Register them properly with a notary

Buyer's Agent

Fill out the contact form, and let’s talk about how we can help secure your home and your future.

    Or call 70 40 03 36, Monday to Sunday 9:00-20:00

    FAQ: Marriage Contract, Co-Ownership Agreement & Will

    Phone: +45 72 600 400
    Monday to Friday, 9:00 AM - 8:00 PM

    A marriage contract (ægtepagt) is a legal agreement between spouses that decides how assets are divided if you divorce or one partner passes away. Without it, everything is typically shared 50/50.

    Anyone buying a home together — whether as partners, friends, or family. It regulates who owns what, how costs are split, and what happens if one wants to sell or leave.

    Without a will, Danish inheritance law decides who inherits your assets. Married couples’ children get part, unmarried partners get nothing. A will lets you decide who inherits and protect a surviving partner.

    Ideally before or during a home purchase — especially if you’re investing uneven amounts or buying with someone you’re not married to.

    Yes! Our legal advisers help you understand what you need, draft the agreements, and ensure they’re registered properly (e.g., with a notary).

    Costs vary depending on complexity, but we offer clear, fixed-price legal advice. Book a free chat with us to get a quote tailored to your situation.