da
  1. Frontpage
    2. /
  2. Home Loan
  1. Frontpage
    2. /
  2. Home Loan
Bomae

Get a better home loan

Finding the right financing can feel overwhelming. Most people know that banks are businesses – but very few negotiate their home loans. We’re here to change that.

flueben

Get the best loan – tailored to your situation

flueben

An independent advisor working only for you

flueben

We negotiate price and terms with the banks

Let’s talk Lad Bomae ringe dig op +45 72 600 400
Trustpilot
Købermægler, Brian og Kristina.
Trustpilot

Loan advice gives you more for your money!

At Bomae, you get a professional advisor who works exclusively for you and makes sure you get the best possible financing.
We’ll guide you safely through the entire process – from your first budget estimate to final loan approval.

  • Receive tailored loan offers from multiple banks

  • Save money through professional negotiation

  • Avoid hidden fees and bad loan terms

Call me +45 72 600 400
Finance the dream
We gather loan offers that match your financial situation and life goals.
Review potential homes
We help you assess homes that fit your needs and dreams.
Negotiate the deal
Our experts negotiate contracts and prices to secure the best possible terms.
Finalize your purchase
We handle the legal details so you can move in with confidence.
Cykler ude foran farverig lejlihed

Is loan advice worth it?

Absolutely! The savings often exceed the cost of advice – by a lot.
Here are 4 reasons why financial advice pays off:

  • Skip tricky bank negotiations
  • Get the best and most suitable financing
  • Understand all your options
  • Save time and money – and avoid costly mistakes

At Bomae, you’ll have one dedicated advisor guiding you all the way and helping you become loan-ready.

Learn more

What is a home loan, and which home loan should I choose?

A home loan is a loan for purchasing a home that consists of a bank loan and a mortgage loan. You can take out a maximum home loan of 95% of the home's value. You must finance the last 5% yourself. As a starting point, a home loan consists of an 80% mortgage loan and a 15% bank loan. But it is not quite simple because the banks often have different conditions and variations in the loan types. You have probably come across terms such as interest rate cap, fixed-rate loan, interest rate adjustment, flexible loan, grace period and many others.

Few people pay for a house or apartment in cash. You never get away from having to borrow money for a home in one way or another. In this connection, several questions may arise that must be decided. Bomae can help with the entire home purchase process, both the negotiation with the estate agent, the review of the home with a construction expert and not least in connection with the loan for the home.

Link to blog: What type of mortgage should you choose?

Home loan - how much can I borrow?

What you can afford to borrow when buying a home is individual. It depends, among other things, on one's finances, housing wishes and whether one is a first-time buyer. At Bomae, we start from your situation and wishes and advise you exclusively based on this.

In addition to giving you an overview of how much you can borrow to buy a home, we are also happy to negotiate with the banks on the price and terms of your future home loan. Our role in the loan process is dealing with fees with the banks and obtaining offers for home loans and mortgages. That way, you won't pay more than necessary for your home loan. In addition, we save you time, as you do not have to hold meetings with different banks. The advantage of having Bomae involved in the loan process is that we do not have a stake in the loan itself but advise solely on how you can get the cheapest home loan.

Bomae

Why negotiate your home loan?

A home loan is one of the biggest financial commitments you'll ever make – and banks know that. That’s why homebuyers are highly valuable customers. But despite this, very few negotiate the price and terms of their loan.

At Bomae, we help you take full advantage of your position. If you already have loan offers, it can be tricky to compare them and spot hidden fees or poor terms. We know exactly which fees are negotiable and what counts as a fair interest rate – so you don’t pay more than you should.

We negotiate directly with your bank – and others – to get you the best possible home loan and mortgage terms.

You’ll get:

  • A clear overview of your loan options

  • Personal, independent advice tailored to your situation

  • A trusted expert who only looks after your interests

Loan advice is a key part of our full buyer advisory service, which also includes legal review and contract negotiation.
Want to know how buyer advice can make sense for you?

Købermægler, Brian og Kristina.
Save time and money

How can we help you? Get called today!

Let's talk about how we can help you with the purchase and financing of your home.

    Or call +45 72 600 400, monday to sunday 9am-20pm

    Frequently Asked Questions about Home Loan Advice

    If you couldn't find an answer, you're of course more than welcome to call us or write to us at:
    Phone: +45 72 600 400
    Monday to Friday, 9:00 AM - 8:00 PM
    [email protected]
    Monday to Friday, 9:00 AM - 8:00 PM

    Home loan advice is a service that helps you navigate the financing side of buying a home. A financial advisor works 100% on your side – helping you understand your options, compare offers, and secure the best deal.

    At Bomae, we help you with:

    • Calculating how much you can borrow

    • Negotiating better loan offers and terms

    • Avoiding hidden costs and unfavorable agreements

    • Saving time by handling all bank contact on your behalf

    Our prices vary depending on your needs – but most clients save more than they spend.
    See our price overview here or contact us for a free, no-obligation quote.

    We negotiate directly with banks to secure better rates, lower fees, and more favorable terms. Even if you’ve already received loan offers, we can often improve them or help you compare and choose the best option. Most of our clients save significantly more than the cost of advice.

    Yes. If you are not a Danish citizen, most banks require a down payment of 10–20%, compared to 5% for Danes. Some banks may even ask for more, depending on your status and credit history.
    We help you navigate the process and negotiate with the banks to make sure you get the best deal possible.

    Absolutely. Many clients come to us after getting initial loan offers. We can still help by comparing your offers, spotting hidden fees, and negotiating better terms – often saving you thousands.

    Get a no-obligation review from one of our adviser

    Please fill in your contact information and we will contact you to book a meeting as soon as possible!