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Financial advice

What can you buy for? Get the answer before you go to the bank.

Start with a free, no-obligation meeting: we work through your finances and tell you what you can realistically buy for. If you want to go further, we source offers from several banks and negotiate the terms for you.

Try it yourself

Get your number right away.

Work it out here, and you have a starting point before you talk to anyone. At the meeting we run it through precisely — including what it takes to move the number.

Bomae’s Loan Calculator

Then you need at least:

Monthly household income (before tax)kr.
Total savingskr.
Total debtkr.
You can buy a home for2.790.000 kr.

Indicative estimate — not a loan offer. Your bank also assesses your disposable income, fixed costs and credit history, and may arrive at a different figure.

Debt-to-income factor:
5.3 (Above the recommendation)
Gap to your dream purchase:
710.000 kr.

Average price reduction on your dream home

If you negotiate yourself:
105.000 kr.
If Bomae negotiates:
155.400 kr.
Gain from using Bomae:
50.400 kr.

Shall we help you land your dream home?

Book a free meeting

Indicative calculation: we use up to 4 times your annual household income less your current debt, and add your savings on top. You need at least a 5% down payment. Banks do not use a fixed multiple, so the final loan offer depends on their specific assessment. Reduction figures are indicative, based on Bomae's average (48% better than the market).

What you get

A guaranteed better purchase — on the financing too.

  • All options on the table — we lay out your entire financing picture.
  • Multiple bank offers — so you can pick the best match for your finances.
  • Professional negotiation — we run the dialogue and negotiate on your behalf.
  • Best terms and lowest costs — certainty that you get the optimal deal.
Price
12,495 kr. · indicative
See all prices
Advisor reviewing bank offers with a client
Loan types we advise on

Your entire financing picture — in one place.

Mortgage loans

The most favourable mortgage loan for your new dream home.

Home loans

We negotiate the rate and terms on your bank loan, so you save.

Co-op loans

We optimise your finances — negotiating rate and terms.

Refinancing

Have a fixed-rate loan? Refinancing may well pay off.

How it works

From application to signature — we run the dialogue.

01

Map your finances

We map your finances and set a realistic buying budget.

02

Source offers

We collect offers from several banks and mortgage institutions.

03

Negotiate terms

We negotiate rates, margins and fees — on your behalf.

04

Pick the best

You get a clear overview and simply choose one offer.

A guaranteed better purchase

You meet the bank with the number in hand — not the other way round.

You save time, money and worry. Combine it with our buyer advice and your entire purchase is covered — from financing to keys.

Happy family receiving keys
No strings attached

Shall we give you a call?

Leave your name and number. One of our advisors will call and tell you honestly what we can do for you — and what it costs.

You can read more about how Bomae processes your personal data in our privacy policy.

Or call 72 600 400, Monday to Friday 9:00–20:00Or book a time that suits you
Questions

About financial advice.

Before. We start by working out your real buying frame, so you know the number before you sit down at the bank. After that we source offers and negotiate the terms for you.
The indicative price is 12,495 kr. and depends on your specific case. You'll often save far more on rate and terms than the advice costs.
Yes — at Bomae, financial advice is a natural part of the full buyer advice package. We bring it all together, so you have one advisor throughout the purchase.
Get started

Get a no-obligation offer on your financing.

We'll contact you within 1 hour on weekdays.

You can read more about how Bomae processes your personal data in our privacy policy.

Or call 72 600 400, Monday to Friday 9:00–20:00Or book a time that suits you